Pennsylvania Medicaid Eligibility Calculator (2026)
Pennsylvania’s separate CHIP covers children up to $7,263 a month for a family of three; Medical Assistance covers adults up to $1,836 a month.
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Eligibility checklist
CHIP picks up early
Medical Assistance covers babies to 215% of the poverty line, children 1–5 to 157% and older children to 133%; Pennsylvania’s CHIP covers children above those points up to 314% (319% with the disregard).[MACPAC] Pregnancy coverage runs to 215%.[MACPAC]
| Group | FPL | 1 | 2 | 3 | 4 | 6 |
|---|---|---|---|---|---|---|
| Adults 19–64 | 138% | $1,836 | $2,489 | $3,142 | $3,795 | $5,102 |
| Pregnancy | 220% | $2,926 | $3,968 | $5,009 | $6,050 | $8,133 |
| Children | 319% | $4,243 | $5,753 | $7,263 | $8,773 | $11,793 |
Expansion since 2015
Pennsylvania implemented the expansion on January 1, 2015, a year after the first wave.[KFF] Its parent/caretaker group alone stops at 33% of the poverty line.[MACPAC]
Postpartum
Pennsylvania’s postpartum extension to a year was approved October 27, 2022.[KFF] Newborns of Medical Assistance mothers are deemed eligible to 215% of the poverty line.[MACPAC]
The jump between ages matters in Pennsylvania: a baby is in Medical Assistance to 215% of the poverty line, but a 2-year-old’s Medicaid stops at 157% and a 7-year-old’s at 133%, so siblings often end up split between Medical Assistance and CHIP. For nursing-home or waiver care the income cap is three times SSI, $2,982 a month.[MACPAC][MACPAC]
Applying
COMPASS handles Medical Assistance and CHIP applications for the Department of Human Services. Older Pennsylvanians have a 100% poverty-level pathway and a medically needy spend-down near 33%.[MACPAC]
Worked example
A Pittsburgh parent with a 2-year-old and a 9-year-old earns $5,200 a month. That is 228.4% of the poverty line for 3.
| Parent / caretaker | over by $2,058 | $3,142 |
| Child 1–5 | Pennsylvania CHIP | $7,263 |
| Child 6–18 | Pennsylvania CHIP | $7,263 |
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