MedicaidCalc

Pennsylvania Medicaid Eligibility Calculator (2026)

Pennsylvania’s separate CHIP covers children up to $7,263 a month for a family of three; Medical Assistance covers adults up to $1,836 a month.

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Check a household in Pennsylvania

Who needs coverage? Pick everyone you want to check — each gets their own row.

Eligibility checklist

CHIP picks up early

Medical Assistance covers babies to 215% of the poverty line, children 1–5 to 157% and older children to 133%; Pennsylvania’s CHIP covers children above those points up to 314% (319% with the disregard).[MACPAC] Pregnancy coverage runs to 215%.[MACPAC]

Pennsylvania, monthly income limit by household size (2026)
GroupFPL12346
Adults 19–64138%$1,836$2,489$3,142$3,795$5,102
Pregnancy220%$2,926$3,968$5,009$6,050$8,133
Children319%$4,243$5,753$7,263$8,773$11,793

Expansion since 2015

Pennsylvania implemented the expansion on January 1, 2015, a year after the first wave.[KFF] Its parent/caretaker group alone stops at 33% of the poverty line.[MACPAC]

Postpartum

Pennsylvania’s postpartum extension to a year was approved October 27, 2022.[KFF] Newborns of Medical Assistance mothers are deemed eligible to 215% of the poverty line.[MACPAC]

The jump between ages matters in Pennsylvania: a baby is in Medical Assistance to 215% of the poverty line, but a 2-year-old’s Medicaid stops at 157% and a 7-year-old’s at 133%, so siblings often end up split between Medical Assistance and CHIP. For nursing-home or waiver care the income cap is three times SSI, $2,982 a month.[MACPAC][MACPAC]

Applying

COMPASS handles Medical Assistance and CHIP applications for the Department of Human Services. Older Pennsylvanians have a 100% poverty-level pathway and a medically needy spend-down near 33%.[MACPAC]

Worked example

A Pittsburgh parent with a 2-year-old and a 9-year-old earns $5,200 a month. That is 228.4% of the poverty line for 3.

Parent / caretakerover by $2,058$3,142
Child 1–5Pennsylvania CHIP$7,263
Child 6–18Pennsylvania CHIP$7,263

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