Delaware Medicaid Eligibility Calculator (2026)
Delaware covers babies in Medicaid up to $4,941 a month for a family of three, older children through the Delaware Healthy Children Program to the same level, and adults 19–64 up to $1,836 a month.
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Eligibility checklist
A CHIP that starts at age one
Delaware’s separate CHIP — the Delaware Healthy Children Program — covers ages 1 through 18 only. Babies under one stay in Medicaid all the way to 212% of the poverty line, while toddlers’ Medicaid stops at 142% and school-age children’s at 133%, with CHIP covering the rest up to 212%.[MACPAC]
Pregnant women qualify for Medicaid to 212% as well; Delaware does not use the from-conception option.[MACPAC]
| Group | FPL | 1 | 2 | 3 | 4 | 6 |
|---|---|---|---|---|---|---|
| Adults 19–64 | 138% | $1,836 | $2,489 | $3,142 | $3,795 | $5,102 |
| Pregnancy | 217% | $2,887 | $3,914 | $4,941 | $5,968 | $8,022 |
| Children | 217% | $2,887 | $3,914 | $4,941 | $5,968 | $8,022 |
Parents, adults and long-term care
The parent/caretaker standard is 87% of the poverty line, but the expansion (in place since January 1, 2014) covers parents and adults without children to 138%.[MACPAC][KFF] For nursing-home or waiver care, Delaware’s special income level is 185% of the poverty line rather than the 300%-of-SSI maximum most states use.[MACPAC]
Postpartum coverage
Delaware approved its 12-month postpartum extension on May 15, 2023.[KFF] Since pregnancy coverage and infant Medicaid share the 212% line, a Delaware mother and her baby are judged against the same $4,941 monthly figure for a family of three during that first year.[MACPAC]
Applying
The Division of Medicaid & Medical Assistance takes applications through Delaware ASSIST.
Worked example
A Dover parent with a 6-month-old and a 3-year-old earns $3,900 a month. That is 171.3% of the poverty line for 3.
| Baby under 1 | covered | $4,941 |
| Child 1–5 | Delaware Healthy Children Program | $4,941 |
| Parent / caretaker | over by $758 | $3,142 |
Nearby: Maryland · Pennsylvania · New Jersey. How limits are applied · Delaware ASSIST · Report a correction