Washington Medicaid Eligibility Calculator (2026)
Washington Apple Health covers adults up to $1,836 a month and children up to $7,218 for a family of three; pregnancy reaches $4,895.
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Eligibility checklist
Apple Health for Kids
Medicaid covers children of every age to 210% of the poverty line; the separate CHIP part of Apple Health for Kids continues to 312% (317% with the disregard).[MACPAC] Pregnancy and from-conception coverage reach 210%.[MACPAC]
Because that 210% Medicaid line is the same for babies, toddlers and teenagers, brothers and sisters of different ages in Washington land in the same program, unlike states where a baby is in Medicaid and an older sibling in CHIP.[MACPAC]
| Group | FPL | 1 | 2 | 3 | 4 | 6 |
|---|---|---|---|---|---|---|
| Adults 19–64 | 138% | $1,836 | $2,489 | $3,142 | $3,795 | $5,102 |
| Pregnancy | 215% | $2,860 | $3,878 | $4,895 | $5,913 | $7,948 |
| Children | 317% | $4,217 | $5,717 | $7,218 | $8,718 | $11,719 |
Adults
The parent/caretaker group alone stops at 30% of the poverty line; the expansion, in place since January 1, 2014, covers parents and adults without children to 138%.[MACPAC][KFF]
Postpartum
Washington’s 12-month postpartum extension was approved June 30, 2022.[KFF] Newborns of Apple Health mothers are deemed eligible to 210% of the poverty line.[MACPAC]
Washington SSI recipients are enrolled in Apple Health automatically, and for nursing-home or home-and-community services the income cap is three times the SSI rate, $2,982 a month in 2026.[MACPAC][SSA]
Applying
Washington Healthplanfinder handles Apple Health applications for the Health Care Authority. For older adults, Washington’s medically needy spend-down sits at about 74% of the poverty line.[MACPAC]
Worked example
A Spokane family of four with a 4-year-old and a 13-year-old earns $8,600 a month. That is 312.7% of the poverty line for 4.
| Parent / caretaker | over by $4,805 | $3,795 |
| Child 1–5 | Apple Health for Kids (CHIP) | $8,718 |
| Child 6–18 | Apple Health for Kids (CHIP) | $8,718 |
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