Illinois Medicaid Eligibility Calculator (2026)
In Illinois, All Kids covers children up to $7,240 a month for a family of three, pregnancy reaches $4,850, and adults 19–64 qualify up to $1,836 a month.
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Eligibility checklist
All Kids is Medicaid
Illinois runs no separate CHIP. All Kids covers children to 142% of the poverty line with regular Medicaid funds and continues to 313% with CHIP funds, all inside one Medicaid program, so there is nothing extra to apply for.[MACPAC] Pregnancy and from-conception coverage both run to 208%.[MACPAC]
| Group | FPL | 1 | 2 | 3 | 4 | 6 |
|---|---|---|---|---|---|---|
| Adults 19–64 | 138% | $1,836 | $2,489 | $3,142 | $3,795 | $5,102 |
| Pregnancy | 213% | $2,833 | $3,842 | $4,850 | $5,858 | $7,874 |
| Children | 318% | $4,230 | $5,735 | $7,240 | $8,745 | $11,756 |
Expansion with a trigger
The expansion has covered adults since January 1, 2014, but Illinois has a trigger law that would end it if the enhanced federal match falls.[KFF] The parent/caretaker group, at 133%, matches the expansion line.[MACPAC]
Postpartum, including immigrants
Illinois extended Medicaid postpartum coverage to 12 months (approved October 20, 2022) and used a CHIP health services initiative to extend the same year to people covered through the unborn-child option who are not eligible for Medicaid because of immigration status.[KFF]
Older adults: a 209(b) state at 100%
Illinois sets its own aged/disabled rules, and all three of its standards — the 209(b) level, the poverty-level group and the medically needy level — sit at 100% of the poverty line.[MACPAC] Applications go through ABE, the state’s Application for Benefits Eligibility, run by Healthcare and Family Services and the Department of Human Services.
Worked example
A Naperville parent with two children earns $6,500 a month. That is 285.5% of the poverty line for 3.
| Parent / caretaker | over by $3,358 | $3,142 |
| Child 1–5 | All Kids | $7,240 |
| Child 6–18 | All Kids | $7,240 |
Nearby: Wisconsin · Iowa · Missouri · Kentucky · Indiana. How limits are applied · ABE (Application for Benefits Eligibility) · Report a correction