Florida Medicaid Eligibility Calculator (2026)

How DCF builds the parent limit

The Department of Children and Families publishes the limit as a 1992-era dollar standard plus a “standard disregard” — $486 a month for three in its April 2026 chart — before the 5% MAGI disregard is added. The same standard applies to 19- and 20-year-olds.^[state]

Children 6 through 18 do not receive the standard disregard, only the 5% one; babies are covered in Medicaid to 206% of the poverty line and pregnant women to 191%.^{[state][MACPAC]}

Florida KidCare covers ages 1–18

Above Medicaid, KidCare’s separate CHIP covers children from age one through 18 up to 210% of the poverty line (215% with the disregard); infants stay in Medicaid.^[MACPAC]

Postpartum through a waiver

Florida extended postpartum Medicaid to 12 months through a Section 1115 waiver rather than a state plan amendment.^[KFF] For a mother who qualified during pregnancy at up to 196% of the poverty line, that year matters: after it ends she is measured against the far lower parent limit of $600 for three.^[state]

Expansion fights in 2026

A ballot committee relaunched its campaign in February 2026 aiming for the 2028 ballot after a 2025 law tightened petition rules. In the 2026 session the Senate passed SB 1758, which would have imposed work requirements, after rejecting an amendment to block them until Florida expands; the bill died in the House.^[KFF]

Older Floridians can qualify through MEDS-AD, the state’s poverty-level group at 88% of the poverty line, or a medically needy spend-down at about 14%.^[MACPAC] Apply through MyACCESS Florida.