Maine Medicaid Eligibility Calculator (2026)
Mainers voted the expansion in by referendum in November 2017; MaineCare now covers adults up to $1,836 a month, and keeps children of every age — plus 19- and 20-year-olds — in Medicaid up to $6,944 for a family of three.
Verified
Eligibility checklist
A referendum that took a year to land
Although voters approved expansion in November 2017, MaineCare did not implement it until January 10, 2019, with coverage made retroactive to July 2, 2018.[KFF]
| Group | FPL | 1 | 2 | 3 | 4 | 6 |
|---|---|---|---|---|---|---|
| Adults 19–64 | 138% | $1,836 | $2,489 | $3,142 | $3,795 | $5,102 |
| Pregnancy | 214% | $2,847 | $3,860 | $4,873 | $5,885 | $7,911 |
| Children | 305% | $4,057 | $5,501 | $6,944 | $8,388 | $11,275 |
Generous for children and young adults
MaineCare covers children of all ages to 300% of the poverty line, financing part of that range with CHIP funds rather than a separate CHIP, and it extends the same 300% to 19- and 20-year-olds — far above the 138% that applies to other adults.[MACPAC][MACPAC]
Pregnancy is covered to 209%, with from-conception coverage to 208%.[MACPAC] Parents and caretakers have their own group to 100% of the poverty line before the expansion takes over.[MACPAC]
Postpartum MaineCare
MaineCare’s 12-month postpartum extension was approved June 16, 2022.[KFF] Newborns of covered mothers are deemed eligible to 209% of the poverty line.[MACPAC]
Applying
Apply through My Maine Connection; the Office of MaineCare Services runs the program. Older adults have a 100% poverty-level pathway and a medically needy spend-down at about 24%.[MACPAC]
Worked example
A Bangor mother and her 15-year-old live on $3,800 a month. That is 210.7% of the poverty line for 2.
| Parent / caretaker | over by $1,311 | $2,489 |
| Child 6–18 | covered | $5,501 |
Nearby: New Hampshire. How limits are applied · My Maine Connection · Report a correction